If you already have a home loan but are exploring if you could get a better deal, a mortgage transfer might be the right move.
This process allows you to shift your existing mortgage from your current bank to another lender offering more favorable terms—such as lower interest rates, better repayment options, or some other added benefits.
Many banks offer promotional rates and reduced processing fees to make the switch worthwhile. It’s a smart way to save money over time, lower your monthly payments, or simply take advantage of a more flexible loan structure without starting from scratch.
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