For many of us, buying a home is one of the most important milestones in life, and we make sure it’s convenient and affordable. Our loan advisors work closely with you to assess your eligibility and customize a repayment plan that suits your income and future financial goals.

Commercial property mortgages are tailored for those looking to purchase office spaces, warehouses, retail shops, or other business-use properties. Whether you are a business owner seeking to secure a permanent location or an investor aiming to generate rental income, these loans offer a pathway to long-term growth and stability.

They provide an opportunity to build assets while eliminating the hassles of leasing commercial space.

If you are a resident of a country other than UAE and looking to invest in the local property market, these mortgage options are designed specifically for you.

These loans allow international buyers to finance their real estate purchases, though they typically come with stringent eligibility criteria and a loan-to-value (LTV) ratio usually between 50% to 60% of the property value.

If you are in possession of land and desire to build your dream home, the Home construction loan option is designed for you. These loans provide funding in phases, aligned with key stages of the building process—such as foundation, framing, and final completion.

This ensures you have the right amount of financial support as per the progress of your project, making it easier to manage both your budget and the timeline.

If you already have a home loan but are exploring if you could get a better deal, a mortgage transfer might be the right move.

This process allows you to shift your existing mortgage from your current bank to another lender offering more favorable terms—such as lower interest rates, better repayment options, or some other added benefits.

If you own a property that’s fully or partially paid off, you may be eligible to unlock its built-up equity.

This financing option allows property owners to tap into the value of their real estate and use the funds for a wide range of personal or business needs whether it’s renovating your home, funding a new venture, consolidating debt, or covering major expenses.

With flexible terms and competitive rates, accessing equity can be a smart way to leverage your investment while maintaining ownership of your property.

Off-plan property mortgages are designed for buyers looking to invest in properties that are still under construction.

This option allows you to secure a unit at today’s price, often with flexible payment plans during the building phase. It’s a popular choice for investors and end-users who want early access to high-demand developments and potential capital gains by the time the property is completed.

Investment property loans are designed for individuals or businesses looking to purchase properties specifically for rental income or future resale.

These loans allow you to capitalize on the potential returns from real estate by acquiring single-family homes, multi-unit buildings, or commercial properties with the intention of generating passive income or selling for a profit once the property appreciates in value.

This is one kind of credit that a lender or the bank may offer to a borrower for personal use. To obtain a personal loan, you must fulfil the eligibility standards set forth by the lender.

These loans are granted by exception. If granted, the loan amount can be used for nearly anything, including major purchases or home remodeling. Over a predetermined length of time, you must make consistent payments to repay the loan, which typically includes interest.

As an ancillary service, we also arrange for our clients tailored credit card solutions from leading banks to meet their individual and business needs. Our team streamlines the application process, ensures competitive offers, and provides expert guidance to help you choose the right card—whether it’s for rewards, travel, cashback, or corporate use.

With strong banking partnerships and a client-first approach, we make access to financial flexibility simple and efficient.

Islamic home finance is offered by Islamic banks or the Islamic windows of conventional banks, providing an alternative to traditional mortgages. These financing options are structured in a way that avoids charging interest, aligning with Islamic principles that prohibit Riba (usury). The most common structures include Murabaha (cost-plus financing) and Ijara (leasing), both designed to ensure that the financial transactions comply with Sharia law while allowing individuals to purchase houses.

Refinancing allows property owners to replace their current mortgage with a new one often to secure a lower interest rate, adjust the loan term, or switch to a more suitable mortgage product.

It’s a practical way to reduce monthly payments, save on interest over time, or improve overall loan terms to better match your financial goals.